/assets/portfolio/bondfi/BondFi: Reinventing Bond Markets with DeFi

BondFi: Reinventing Bond Markets with DeFi

Tanθ Software Studio helped BondFi launch a DeFi staking platform that brought fixed-income investments on-chain through tokenized bonds and smart contract automation.

About BondFi

BondFi is a fintech startup aiming to make traditional bond investments accessible, transparent, and yield-generating through decentralized finance. Instead of complex brokerages or institutional gatekeepers, BondFi lets users stake stablecoins into smart contracts representing tokenized government or corporate bonds, with pre-defined yields and durations. They approached Tanθ Software Studio to build a secure, easy-to-use DeFi staking platform that would merge bond logic with blockchain flexibility.

About BondFi
About BondFi1

The Challenge: What Was Holding Them Back?

High Barrier to Traditional Bond Investing

High Barrier to Traditional Bond Investing

Retail investors faced difficulty accessing fixed-income assets due to complex onboarding, large capital requirements, and low liquidity options.

No Yield-Bearing Bonds in DeFi

No Yield-Bearing Bonds in DeFi

Most DeFi staking protocols focused on volatile assets, lacking options for stable, time-bound, predictable fixed-income returns.

Lack of Transparent Maturity and Interest Logic

Lack of Transparent Maturity and Interest Logic

Traditional platforms offered little clarity around payout schedules, interest compounding, or bond durations—especially across varying issuers.

Regulatory Compliance for Tokenized Bonds

Regulatory Compliance for Tokenized Bonds

Creating compliant, yield-generating bond tokens with time locks and user caps was technically and legally challenging in a DeFi environment.

The Breakthrough: How Our Platform Changed the Game

Smart Contract Bonds with Fixed Yield

Smart Contract Bonds with Fixed Yield

Each bond product was represented by a smart contract NFT that locked principal and delivered fixed interest at maturity.

Tiered Staking Pools by Bond Duration

Tiered Staking Pools by Bond Duration

Offered users the choice to stake into 30-day, 90-day, or 1-year pools, each with unique risk, yield, and cap configurations.

Real-Time Yield Visualization and Forecasting

Real-Time Yield Visualization and Forecasting

Built dashboards that displayed expected returns, current pool size, lock-up period, and withdrawal timelines in user-friendly formats.

KYC-Gated Bond Access for Regulatory Regions

KYC-Gated Bond Access for Regulatory Regions

Integrated gated pools requiring KYC approval to meet compliance for jurisdictions with stricter investment restrictions.

Smart Features That Made a Difference

1

TimeTokenized Bond Contracts with Lock & Unlock Logic

Each stake generated a bond-token NFT, carrying terms, yield rate, and automatic unlock date based on the pool selected.

2

Principal Protection Layer for Stablecoin Stakes

Used audited smart contracts to ensure staked USDC or USDT was never risked in volatile pools—only allocated to fixed yield tiers.

3

TimeAuto-Renewal and Compounding Options

Gave users the ability to auto-rollover matured bonds into new pools or claim interest separately while keeping the principal invested.

4

Regulatory Whitelisting and Investor Caps

Supported investor segmentation based on risk profile, region, and pool type using smart rules and KYC-based pool access.

5

Yield Distribution via Multi-Sig Escrow

All interest payouts were managed through multisig-controlled vaults, releasing yields to user wallets only upon pool maturity.

6

Customizable Bond Creation for Institutions

Enabled verified issuers to create their own bond programs—fully configurable for lock period, minimum stake, and interest terms.

7

Real-Time Audit Logs and Earnings Breakdown

Users could download yield history, staking logs, and transaction proofs for compliance or portfolio reporting purposes.

8

Non-Custodial Staking Architecture

Ensured users always retained control of their wallet and bond-token NFT, with no platform-level access to user assets.

How We Built It

Designed Modular Smart Contracts for Bond Pools

Designed Modular Smart Contracts for Bond Pools

Developed reusable, parameterized contracts for bond issuance, staking logic, interest payouts, and redemption.

Integrated Regulatory Compliant Onboarding

Integrated Regulatory Compliant Onboarding

Embedded KYC flows and region-based access controls for users based on the pool’s legal investment jurisdiction.

Developed Custom NFT Bond Generator

Developed Custom NFT Bond Generator

Each stake minted an NFT containing metadata for pool ID, interest rate, maturity date, and payout wallet.

Built Dynamic Yield Simulator

Built Dynamic Yield Simulator

Created a frontend component to show expected yield projections based on real-time market conditions and bond duration.

Established Multi-Sig Vaults with Governance Control

Established Multi-Sig Vaults with Governance Control

Used Gnosis Safe architecture to protect principal and interest, with governance-enabled withdrawal scheduling.

Ran Security Audits and Mainnet Simulations

Ran Security Audits and Mainnet Simulations

Partnered with auditors to review contracts, simulate staking cycles, and test fund flow scenarios before full launch.

The Impact: Real Results, Real Growth

$4.2M+

staked in fixed-yield bond pools

during the first 90 days

0%

missed payouts or failed maturity

events since launch

Real Results, Real Growth

12%

average yield delivered

across 90-day and 1-year pools

80%

of users opted for auto-renewal

after the first bond cycle completion

What Our Client Had to Say

Client Reviews
Straight Quotes

Tanθ Software Studio delivered exactly what we needed—a secure, scalable staking platform that brings real-world bond logic to DeFi. Our users trust the system, and our institutional partners are now exploring DeFi like never before. Their team was proactive, transparent, and technical from start to finish.

Straight Quotes

Derek Langford

Chief Operating Officer, BondFi

We’d love to hear from you

We have offices and teams all around the world.

Contact Us

+91 63549 53278 | [email protected]

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